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Practice

Match payment risks to controls

Match each payment or vendor risk to its strongest control.

Payment-change control path

The requesting message cannot approve or verify its own change

  1. HoldPause payment and master-data changes
  2. RecordsCompare approved vendor and transaction facts
  3. VerifyUse a preexisting trusted contact
  4. ApproveApply dual-control authorization
  5. RecordPreserve evidence and the decision
  6. EscalateReport suspected diversion immediately

Holding the transaction creates time for trusted records, independent contact, separation of duties, evidence, and urgent recovery when funds may be at risk.

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